How to Stay Scam Savvy: A Guide to Avoiding Online Fraud

In today’s digital age, scams have become increasingly sophisticated, targeting individuals across various platforms. From phishing emails to deepfake videos, it’s essential to stay informed and vigilant. This guide provides practical steps to help you recognise and avoid common scams.

Recognize Common Scam Tactics

Scammers often employ tactics that create a sense of urgency or appeal to emotions. For instance, the “Hello pervert” sextortion scam sends emails claiming to have compromising videos of the recipient, demanding payment to prevent release. These emails may appear credible by using familiar passwords and claiming technical capabilities they don’t possess.

Another prevalent scam involves deepfake technology, where fraudsters create realistic videos impersonating celebrities or executives to promote fake investment schemes. These scams have led to significant financial losses, such as a $25 million fraud involving a UK firm.

Protect Your Personal Information

Safeguarding your personal data is crucial in preventing scams. Here are some steps to enhance your security:

• Use Strong, Unique Passwords: Avoid using the same password across multiple accounts.Apple Support Community
• Enable Two-Factor Authentication: This adds an extra layer of security to your accounts.
• Be Cautious with Links: Never click on links in unsolicited emails or messages, as they may lead to phishing sites or malware.

Verify Communications

Always verify the authenticity of unexpected communications:

• Check Contact Details: Look for spelling mistakes or unusual email addresses.
• Confirm Requests: If you receive a call or message requesting personal information or money, contact the organization directly using a trusted number.
• Be Skeptical of Urgency: Scammers often pressure victims to act quickly. Take time to assess the situation.

Stay Informed and Educated

Education is a powerful tool against scams. Participate in initiatives like the BBC’s Scam Safe Week, which offers resources and quizzes to test your scam awareness. Additionally, the Safer Internet Day provides teaching resources to help individuals of all ages understand online safety.

Report and Seek Support

If you suspect you’ve been targeted by a scam:

• Report the Incident: Contact your bank or the relevant organization immediately.
• Seek Support: Organizations like Victim Support and Citizens Advice offer assistance to scam victims.
• Share Your Experience: Raising awareness can help others avoid similar scams.