Provident Financial was founded in West Yorkshire, England in 1880 by Joshua Waddilove. The company’s headquarters are still based in West Yorkshire. However Provident Financial has grown from a family owned business to a public limited company (plc) whose shares are quoted on the London Stock Exchange. Provident Financial is a group plc; its largest subsidiary is Provident Personal Credit. Provident Personal Credit is a home credit company. This means that it provides small, unsecured, cash loans to customers in their own homes and collects…

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